We're for the betterers'.

Say hi to Hiver. The digital bank for essential workers¹ who make the world a better place.

  Join the Hive

 

Safe, simple, 24/7 banking².

Hiver_Visa_DebitCard

Start saving and spending in a matter of minutes.

  • No everyday banking fees. You work hard for your money, you should keep it.
  • Pay your way and transact using Apple Pay³ or Google Pay or with your Hiver Visa debit card² .
  • Budget better with auto categorisation of your spending.
  • A little goes a long way. Earn 1% cash back on essential purchases like groceries and public transport.
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Make your savings work as hard as you do.

  • Earn up to 0.60% p.a on each Saver account when you make at least one deposit and only make one withdrawal each month.
  • Create up to three Saver accounts to help bucket your savings.
  • Set a savings goal and easily stay on top of your progress.
  • Set and forget with scheduled automatic recurring payments from any Saver account.
Hiver_Home
COMING SOON

Home sweet home loan.

Get competitive rates, low fees and special offers with Hiver home loans.

Say hi to Hiver

Join the Hive

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Bank together, thrive together.

Hiver makes our community a better place for everyone. A triumph made possible when we work together rather than separately. And just as our society needs essential workers for it to thrive, our Hive needs each and every essential Hiver for it to thrive too.

Find out more about how Hiver is giving back to Australia’s essential workers.

¹While we're definitely looking to grow the Hive over time, at the moment we will only be accepting essential workers in education, health & emergency services plus students & graduates of an Australian university who want to support the essential worker community. Stay tuned to our socials for any updates to our member eligibility.

²Before you decide on any of our products and services, we strongly recommend you read both the Hiver Bank Conditions of Use Accounts and Access and Hiver Bank Fees and Charges. We have not considered your objectives, financial situation or needs. Service subject to system availability.

³You should consider whether this service is appropriate for you before acquiring it. Access to the system is subject to availability and maintenance. We do not charge a fee to allow you to use your Visa card in Apple Pay. Apple, the Apple logo, Apple Pay, Apple Watch, iPad and iPhone are trademarks of Apple Inc, registered in the U.S. and other countries. For more information on compatibility using Apple Pay and Hiver Mobile Wallet please review our Terms and Conditions.

⁴You should consider whether this service is appropriate for you before acquiring it. Access to the system is subject to availability and maintenance. We do not charge a fee to allow you to use your Visa card in Google Pay. Android, Google Pay and Google logo are trademarks of Google LLC. For more information on compatibility using Google Pay and Hiver Mobile Wallet please review our Terms and Conditions.

⁵Hiver members will earn 1% cash back for every dollar spent (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) on the following categories: Grocery purchases (classified by Visa's 'Merchant Category Code' as 'grocery stores and supermarkets' MCC 5411), Public transport (classified by Visa's 'Merchant Category Code' as 'commuter transport and ferries' - MCC 4111; 'passenger railways' - MCC 4112; 'bus lines' - MCC 4131) up to a maximum of $50 per calendar year. Cash back will be deposited into the members Everyday account in the first five days of a new month. This offer may be withdrawn or changed without notice.

⁶Base rate of 0.40% p.a. and variable bonus rate of 0.20% p.a. when conditions are met. Conditions include making at least one (1) deposit per month and no more than one (1) withdrawal per month.

⁷All applications for credit are subject to our responsible lending criteria. Fees and Charges apply. Read our Consumer Lending Terms and Conditions​