We're for the betterers.

Say hi to Hiver. The digital bank for essential workers¹ who make the world a better place.

  Join the Hive

 

Say hi to Hiver. Australia's first digital bank for essential workers.

Safe, simple, 24/7 banking².

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Start saving and transacting instantly.

  • No everyday banking fees. You work hard for your money, you should keep it.
  • Pay your way and transact instantly using Apple Pay3 or Google Pay4 or with your Hiver Visa debit card2.
  • Budget better with auto categorisation of your spending.
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Make your savings work as hard as you do.

  • Earn bonus interest5 on each Saver account when you make at least one deposit and only make one withdrawal each month.
  • Create up to three Saver accounts to help bucket your savings.
  • Set a savings goal and easily stay on top of your progress.
  • Set and forget with scheduled automatic recurring payments from any Saver account.

Say hi to Hiver's All Purpose Personal Loan

$0 application fee, no monthly or ongoing fees, and flexible options that work for you6. It's just what you need, for what you need.

Learn more

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Bank together, thrive together.

Hiver makes our community a better place for everyone. A triumph made possible when we work together rather than separately. And just as our society needs essential workers for it to thrive, our Hive needs each and every essential Hiver for it to thrive too.

Find out more about how Hiver is giving back to Australia’s essential workers.

1 While we're definitely looking to grow the Hive over time, at the moment we will only be accepting essential workers in education, health & emergency services plus students & graduates of an Australian university who want to support the essential worker community. Stay tuned to our socials for any updates to our member eligibility.

2 Before you decide on any of our products and services, we strongly recommend you read both the Hiver Bank Conditions of Use Accounts and Access and Hiver Bank Fees and Charges. We have not considered your objectives, financial situation or needs. Service subject to system availability.

3 You should consider whether this service is appropriate for you before acquiring it. Access to the system is subject to availability and maintenance. We do not charge a fee to allow you to use your Visa card in Apple Pay. Apple, the Apple logo, Apple Pay, Apple Watch, iPad and iPhone are trademarks of Apple Inc, registered in the U.S. and other countries. For more information on compatibility using Apple Pay and Hiver Mobile Wallet please review our Terms and Conditions.

4 You should consider whether this service is appropriate for you before acquiring it. Access to the system is subject to availability and maintenance. We do not charge a fee to allow you to use your Visa card in Google Pay. Android, Google Pay and Google logo are trademarks of Google LLC. For more information on compatibility using Google Pay and Hiver Mobile Wallet please review our Terms and Conditions.

5 Base rate of 0.40% p.a. and variable bonus rate of 1.10% p.a. when conditions are met. Conditions include making at least one (1) deposit per month and no more than one (1) withdrawal per month.

6 All applications for credit are subject to our responsible lending criteria. Fees and Charges apply. Read our Consumer Lending Terms and Conditions​.