HiverHeart

Banking with purpose.

We're not like the major banks, we are 100% member-owned, 100% purpose-driven.

Every Hiver contributes so much to society and they deserve a bank that makes a positive social impact.

Social responsibility drives everything we do; our business practices, our people and our products. It's built in, not bolted on.

We are a globally recognised ethical company. We are a leader in ethical investment. We always act for people, for community and for society. We don’t lend to or invest in sectors that harm our society or our world, such as fossil fuels or tobacco.

Joining Hiver means you can align your money with your values.

¹Hiver is a division of Teachers Mutual Bank Limited, one of the Worlds’ Most Ethical Companies 2014- 2021. The World’s Most Ethical Company assessment is based upon the Ethisphere Institute’s Ethics Quotient (EQ) framework and honours superior achievements in transparency, integrity, ethics and compliance. www.ethisphere.com

²Wholesale DIP, Short Term Deposits and Retail mortgages and deposits have been certified by RIAA according to the strict operational and disclosure practices required under the Responsible Investment Certification Program. See www.responsibleinvestment.org for details. The Responsible Investment Certification Program does not constitute financial product advice. Neither the Certificate Symbol nor RIAA recommends to any person that any financial product is a suitable investment or that returns are guaranteed. Appropriate professional advice should be sought prior to making an investment decision. RIAA does not hold an Australian Financial Services Licence.