Hiver_LockCard

Safe & Secure.

  • Instantly lock your card in the Hiver app, 24/72.
  • World class data security and encryption with Fraud Interceptor.
  • Under the Financial Claims Scheme (FSC), all of Hiver's deposits are Government guaranteed3 up to $250,000.
Hiver_MobileWallet_TapandPay

Pay your way.

  • Debit card, digital wallet, Apple Pay4 or Google Pay5, with Hiver the choice is yours.
  • Be paid and pay others instantly with OSKO6.
  • Spend and save instantly from the moment you join the Hive.
Hiver_SaverGoals

Budgeting made better.

  • Budget like a boss. See where and how you spend with auto-categorisation.
  • Make your money go further. Get a bonus saving rate applied to each Saver account when you make at least one deposit and only make one withdrawal each month.
  • Buckets are so in. Create up to three Saver accounts to help organise your savings.
  • Your goals are our goal. Set a savings goal so you can easily track and stay on top of your saving progress.

1 Other special services fees apply. See Hiver fees and charges brochure.

2 Service subject to system availability.

3 Under the Australian Federal Government's Financial Claims Scheme funds are protected to a maximum of $250,000 for each account holder per institution. In the case of joint accounts, each account holder is entitled to a maximum of $250,000. If you have separate bank accounts with different brands of Teachers Mutual Bank Limited, the limit of $250,000 applies to your total funds you have in all your deposit accounts with us. This is because we operate under more than one brand name but have only one banking licence.

4 You should consider whether this service is appropriate for you before acquiring it. Access to the system is subject to availability and maintenance. We do not charge a fee to allow you to use your Visa card in Apple PayTM. Apple, the Apple logo, Apple Pay, Apple Watch, iPad and iPhone are trademarks of Apple Inc, registered in the U.S. and other countries. For more information on compatibility using Apple Pay and Hiver Mobile Wallet please review our Terms and Conditions.

5 You should consider whether this service is appropriate for you before acquiring it. Access to the system is subject to availability and maintenance. We do not charge a fee to allow you to use your Visa card in Google PayTM. Android, Google PayTM and Google logo are trademarks of Google LLC. For more information on compatibility using Google Pay and Hiver Mobile Wallet please review our Terms and Conditions.

6 Osko is a registered trademark of BPAY Pty Ltd. The BPAY scheme is managed by BPAY Pty Ltd (ABN 69 079 137 518). Any financial product advice provided by BPAY Pty Ltd in relation to Osko services is general advice only and has been prepared without taking into account your objectives, financial situation or needs. Before acting on such advice, you should review the terms and conditions and consider whether the Osko service is appropriate for your personal circumstances.