
Safe & Secure.
- Instantly lock your card in the Hiver app, 24/7³.
- World class data security and encryption with Fraud Interceptor.
- Under the Financial Claims Scheme (FSC), all of Hivers deposits are Government guaranteed⁴ up to $250,000.

Pay your way.
- Debit card, digital wallet, Apple Pay⁵ or Google Pay⁶, with Hiver the choice is yours.
- Be paid and pay others instantly with OSKO⁷.
- Spend and save in minutes from the moment you join the Hive.

Budgeting made better.
- Budget like a boss. See where and how you spend with auto-categorisation.
- Make your money go further. Get a bonus saving rate of 0.20% p.a. applied to each Saver account when you make at least one deposit and only make one withdrawal each month.
- Buckets are so in. Create up to three Saver accounts to help organise your savings.
- Your goals are our goal. Set a savings goal so you can easily track and stay on top of your saving progress.