Create my budget

We all need a little structure in our life. Petrol, quarterly bills, school fees, home loan repayments: it all adds up, and it’s easy to pay for expenses as they come, rather than be conscious of our spending. Taking the time to create a budget can help you focus on achieving your financial goals. Whether you need to maintain your expenses, stay on top of your savings, or leave a little bit to splurge, see your income and expenses in one place with our budget planner.

By creating a budget you can track where your money is going and define which expenses are essential, and which ones you’re better off curbing. This interactive planner makes it easy to see how small changes to your spending habits can make a big difference to your savings and financial goals.


The results shown are for illustrative purposes only; are not guaranteed by Hiver Bank in any way and are not an application for credit by you or an offer of credit by Teachers Mutual Bank Limited ABN 30 087 650 459 AFSL/Australian Credit Licence 238981.

Fees and charges and lending criteria apply. Consumer lending terms and conditions are available online or from any of our offices.