Transact instantly using mobile wallet4,5
Say bye to waiting 5-10 days for a physical card to arrive in the mail and hi to Hiver's instant digital card. Simply signup, login for the first time, set a PIN to activate your digital card and begin transacting instantly.
Fees & charges.
The Hiver Everyday Account is mostly free³ to use but be careful not to overdraw in which case you'll be charged interest.
|
Set up and monthly account fees |
Free |
|
Unlimited set up and alterations of direct debits |
Free |
|
ATM withdrawals worldwide |
Free |
|
Overdrawn account |
12.64% p.a. |
|
Replacement Hiver Visa debit card |
$10 |
Read our complete Fees and charges
Avoiding and minimising fees
Use ATMs that offer free withdrawals
There are now thousands of ATMs across Australia that offer free access to your account. Check the screen carefully when using a machine to see if you will be charged a fee or not before proceeding with your withdrawal.
Reduce other ATM usage
The easiest way to avoid ATM fees is to use only ATMs that don't charge a fee. If you must use another ATM to withdraw cash think about how much you might need for the next couple of days rather than just for today - withdrawing larger amounts less often will help reduce fees.
Get cash out when you shop
When you are shopping, withdraw cash at the same time as this avoids the need to get cash out at an ATM. You have unlimited EFTPOS transactions so make the most of them.
Cashless shopping
There are many ways you can pay for things that don’t involve cash. Think about using EFTPOS at the point of purchase with your Visa Debit card.
Pay bills electronically
Pay all of your bills electronically. Use our free Internet Banking services to set up regular direct debits and BPAY.
Use Internet Banking
Our Internet Banking services are free. Use them to transfer money, pay bills via BPAY, check your balances – plus much more.
FAQs
We don't charge any everyday banking or monthly fees. There are a few special services fees we do need to pass on - see our Fees and charges.
We don't have branches so you need to transfer money into your account from another Australian bank account or have your salary paid directly into your account. If your other bank supports Osko6 payments, the money should arrive in your Hiver account straight away.
Remember the Hiver BSB is 812-812.
To transfer money into your Everyday account, use your Member Number as your account number.
If you want to pay with your mobile, you can add your Visa Debit card to Apple Pay⁴ or Google Pay⁵.
If you're using a compatible iPhone or Android device, you can set up Apple Pay or Google Pay from the ‘Cards’ section in your Hiver app.
The best way is by using the Hiver app! You can always log into internet banking via the website at anytime. For the best experience we suggest using the app.