Cash back on the essentials.
Earn 1% cash back⁶ on purchases when you use your Hiver Visa debit card on public transport and groceries.
Fees & charges.
The Hiver Everyday Account is mostly free³ to use but be careful not to overdraw in which case you'll be charged interest.
|
Set up and monthly account fees |
Free |
|
Unlimited set up and alterations of direct debits |
Free |
|
ATM withdrawals worldwide |
Free |
|
Overdrawn account |
12.64% p.a. |
|
Replacement Hiver Visa debit card |
$10 |
Read our complete Fees and charges
FAQs
We don't charge any everyday banking or monthly fees. There are a few special services fees we do need to pass on - see our Fees and charges.
We don't have branches so you need to transfer money into your account from another Australian bank account or have your salary paid directly into your account. If your other bank supports Osko⁷ payments, the money should arrive in your Hiver account straight away.
Remember the Hiver BSB is 812-812.
To transfer money into your Everyday account, use your Member Number as your account number.
If you want to pay with your mobile, you can add your Visa Debit card to Apple Pay⁴ or Google Pay⁵.
If you're using a compatible iPhone or Android device, you can set up Apple Pay or Google Pay from the ‘Cards’ section in your Hiver app.
The best way is by using the Hiver app! You can always log into internet banking via the website at anytime. For the best experience we suggest using the app.